GenZ Credit Scoring - Privacy
Effective date: 2026-10-10
Only with consent:
- Provider aggregates: GitHub, YouTube, Twitch, Instagram, X
- Education inputs: institution, CGPA, NIRF; optional DigiLocker documents
- Evaluation metadata: observed fraction, timestamps
- Compute your credit scoring estimate and credibility signals
- Deliver features you request (evaluation & summaries)
- Security and compliance with applicable laws
- University data (iWebTechno) → Education credibility scoring
- Transaction data (GenZDealZ.ai) → Consumer behavior & persona matching
- Combined insights → Comprehensive GenZ credit profile
We do not use, sell, transfer, or process provider data for advertising.
Security
Server‑side token handling, least‑privilege access, HTTPS, environment‑based secrets, monitoring, and rapid remediation
Retention & deletion
- YouTube: delete API Data on termination; retain only derived aggregates per terms
- DigiLocker: prefer derived features; delete raw documents promptly after processing
- Local storage: evaluation results saved in your browser for convenience; you can clear anytime
- Access, correction, deletion, portability (where applicable)
- Withdraw consent and disconnect providers
Our credit scoring platform leverages strategic partnerships to provide comprehensive GenZ insights.
iWebTechno
Data types: Student enrollment, Fee payment history, Attendance records, University metadata
Privacy: Only aggregated, anonymized data used for scoring
Visit iWebTechno →GenZDealZ.ai
Data types: Purchase patterns, Deal usage, Persona matching, Transaction history
Privacy: Used only for credit scoring persona-fit calculations
Visit GenZDealZ.ai →Compliance: All data usage complies with respective platform terms and privacy regulations.
Provider terms
